Quick answer
Flexible terms are situation-specific tools—not default recommendations. Confirm ownership, debt, lender rights, cash timing, and default outcomes with qualified professionals before signing.
Common structures
- Seller financing — you carry a note
- Subject-to — deed transfer while a loan remains
- Lease option — rent now, possible purchase later
Non-negotiable clarity
Who owns the property after closing? Who owes the debt? When do you receive cash? What happens if payments stop? Get those answers in writing.